The Interchange

The U.S. trucking industry reports growing strain from lawsuit exposure and insurance costs, elevating concerns about financial risk and operational uncertainty for carriers of all sizes. Companies cite the challenge of balancing safety investments, compliance, and claims management with the need to keep freight moving efficiently and competitively. Rising premiums, tighter coverage terms, and the potential for large judgments weigh on capacity planning, hiring, and equipment decisions. Stakeholders evaluate policy options and internal risk controls to stabilize expenses, while cautioning that persistent pressures could affect rates, service reliability, and market resilience. The debate highlights the intersection of legal environments, insurance dynamics, and essential freight transport services across national supply chains.